Sheffield Development Finance — about us
A specialist Sheffield-focused development finance brokerage. Corporate-banking background. £400M+ arranged. Access to the lenders active in the Yorkshire market.
£400M+
Arranged
50+
Lender panel
20+ yrs
Property finance
48 hrs
Indicative terms
Specialist, not generalist
Sheffield Development Finance is part of the Construction Capital network. We focus on one product area — development finance for UK property developers — and one city-region: Sheffield and the wider South Yorkshire footprint. We don’t do residential mortgages, car finance, business loans, or anything else. That focus is deliberate. Development finance is complex, market-sensitive, and relationship-driven; we’d rather be excellent at one thing than mediocre at many.
The founder’s background is corporate banking — a 20-year career on the lender side of property finance, including senior roles at high-street and specialist banks. That institutional experience underpins how we structure and present schemes to lenders: we know what credit committees need to see, what triggers a decline, and where there’s genuine flexibility in lender policy versus where there isn’t.
Over the past decade we’ve arranged in excess of £400M of facilities across senior, stretch senior, mezzanine, JV equity, and exit products. Deal sizes from £500K to £20M+, across every mainstream scheme type: residential new-build, PBSA, BTR, heritage conversion, mixed-use, and permitted-development. See our case studies for examples.
How we work
Specialist focus
Development finance is all we do. No cross-selling, no loss-leader products — just deep expertise in one market.
Lender‑side perspective
We package applications the way credit committees want to see them. Fewer decline surprises, faster credit approval, better terms.
Sheffield market depth
We know the Sheffield-active lender desks personally, the comparable evidence the valuers rely on, and the local planning policy nuances.
Straight answers
If your scheme doesn’t work, we’ll tell you why — and what would need to change for it to fund. We don’t waste time on lost causes.
End‑to‑end execution
From scheme appraisal through credit approval, legals, valuation and drawdown coordination — we manage the full workstream.
Long‑term relationships
Most clients work with us across multiple schemes. Each scheme builds a track record that lenders can see on the next one.
Why a specialist Sheffield broker
The Sheffield development market has genuine regional nuance — Sheffield City Council planning policy, the Heart of the City II regeneration, conversion activity in Kelham Island, the HMO Article 4 direction covering Broomhall and Crookes, and the regional specialist and challenger lenders active in South Yorkshire. We work at that level of local detail.
Let’s talk about your scheme
Indicative terms within 48 hours. No cost for the initial assessment.
Sheffield Development Finance is a trading name of Lenzie Consulting Ltd (Company No. 08174104), registered in England & Wales. We are not regulated by the FCA. We do not provide financial advice. We act as a commercial finance broker and work with a panel of lenders to find suitable development finance, bridging finance, and mezzanine finance solutions for property professionals. All lending is subject to status, valuation, and lender criteria.
Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.